How does it work?

It’s Simple!

Acima Credit gives you a better way to buy the things you need.

Instant approvals

Sure we’ll ask you to complete a simple application. But then we’ll instantly approve you, guaranteed.

No credit needed

We don’t care about your credit score. We simply care about providing you with financing that truly works for you. So consider your credit history . . . history.

Early payoff rewards

You don’t have to pay off your financing early, but you certainly can. And if you do, what better way to say thanks than by giving you great financial rewards?